News 

The Bank of England has voted to hold interest rates at 4.25% following a 6–3 split. With wage growth slowing and inflation easing, markets are now preparing for a possible rate cut as soon as August.

The UK Government is making the 5% deposit Mortgage Guarantee Scheme permanent from July 2025. A move expected to boost confidence for both buyers and lenders across the UK.

A change in Bank of England guidance could lift first-time buyer transactions by up to 24% over the next five years. As lenders ease affordability checks, demand for homes is expected to surge — with potential implications for house prices and supply.

Private renters faced the steepest rise in living costs this year, with rent inflation hitting 3.6% in March 2025. As rental prices continue to surge, contractors and lower-income households are under increasing financial pressure.

Rental supply in London is up 9% year-to-date, but average weekly rents are still climbing — hitting £589 in April 2025, according to Foxtons’ latest lettings report.

The Treasury has cut its stake in NatWest to just 0.90%, marking the final stages of the bank’s return to private ownership — a move that could influence lending practices across the mortgage market.

The Bank of England has reduced its base rate from 4.5% to 4.25%, opening up new mortgage opportunities for first-time buyers, home movers, and remortgagers in 2025.

Virgin and Atom slash rates by up to 0.20%, creating new homebuying opportunities across the UK as the 2025 housing market shows signs of recovery.

The reduction in stamp duty thresholds has led to a dramatic surge in mortgage completions, particularly among first-time buyers, as the housing market prepares for 2025.

Homebuyers now have more low-deposit mortgage options than at any time since 2008, opening new doors for first-time buyers and reshaping the 2025 UK property market.

As global markets react to the escalating trade tensions initiated by President Trump’s tariffs, the future of mortgage rates is once again in the spotlight. Investors, analysts, and central bankers alike are bracing for what may be the biggest economic shock since the collapse of the Bretton Woods system in 1971.

The Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA) have announced plans to review the 4.5 times salary loan-to-income (LTI) cap, a move that could impact mortgage lending across the UK.

Monetary Policy Update: BoE Keeps Rate at 4.5% – What It Means for the Economy? In a widely anticipated decision, the Bank of England (BoE) has chosen to hold the base interest rate at 4.5%, emphasizing that borrowing costs must “remain restrictive for sufficiently...

The latest RICS UK Residential Property Survey indicates a cooling housing market, with buyer demand weakening significantly in February. The net balance for buyer interest dropped to -14%, a sharp decline from -1% in January, marking the lowest demand levels since...

Big news for homebuyers and landlords! Halifax is reducing its fixed mortgage rates by up to 31 basis points, making homeownership and refinancing more affordable. From Friday, product transfers and further advance loans will also see cuts of up to 31bps, and some...

In a move that could reshape borrowing and investment landscapes, the Bank of England (BoE) has cut interest rates to 4.5%, down from 4.75%. This marks the lowest rate since June 2023 and signals a potential shift in monetary policy. But is this the first of many...

In a move that could reshape borrowing and investment landscapes, the Bank of England (BoE) has cut interest rates to 4.5%, down from 4.75%. This marks the lowest rate since June 2023 and signals a potential shift in monetary policy. But is this the first of many...

The UK housing market has started 2025 on a strong footing, with house prices rising at their fastest rate since April 2023. According to the latest Zoopla House Price

House asking prices have risen sharply in the first month of 2025, with an average increase of £5,992 (1.7%) from December. This marks the largest "New Year bounce" in the housing market since 2020, bringing the typical asking price of a property to £366,189,...

UK inflation unexpectedly fell in December to 2.5%, down from 2.6% in November. This marks the first decline in three months and has fueled hopes that the Bank of England may reduce interest rates as soon as next month. The dip in inflation was mainly driven by...