Mortgage Guides & Resources
Explore our expert mortgage guides covering everything from securing a mortgage as a day-rate contractor to understanding remortgaging, buy-to-let options, and stamp duty. Get step-by-step insights, tips, and tools to simplify your mortgage journey.
Nurses and Mortgage Rates: A Complete Guide to Getting the Best Deal
As a nurse, you may have access to special mortgage deals and better interest rates. In this comprehensive guide, we break down the options available to nurses looking to secure a mortgage, highlighting the factors that can help you get the best possible rates and save money in the long run.
Maximising Your Take-Home Pay: Limited Company vs Umbrella for Contractors – A Comprehensive Guide
Discover how to maximise your take-home pay as a contractor with our detailed guide on the benefits and drawbacks of working through a limited company versus an umbrella company. Learn which option suits your financial goals, tax efficiency, and business needs.
Contractor Mortgage Documents: Everything You Need to Know to Secure Your Mortgage
Securing a mortgage as a contractor requires specific documentation that shows your income, stability, and financial health. This guide covers the key documents contractors need to provide, ensuring a smooth and successful mortgage application process.
Essential Guide to Home Mover Mortgages for Contractors
Looking to move homes as a contractor? Understanding the unique aspects of home mover mortgages can make all the difference. This guide breaks down what contractors need to know when securing a mortgage for your next home move, from income considerations to lender requirements. Discover how to navigate the process and secure the best deal for your new property!
Contractor Buy-to-Let Mortgages: The Complete Guide for Contractors
As a contractor, securing a buy-to-let mortgage can be a unique challenge. Our comprehensive guide breaks down everything you need to know, from the eligibility criteria to finding the best deals tailored to your income structure. Whether you’re looking to invest in property or expand your portfolio, this guide provides the insights and practical tips you need to make an informed decision and secure your financial future with a buy-to-let mortgage.
Critical Illness Cover for Contractors: Ensuring Financial Security During Tough Times
Critical illness cover provides essential financial protection if you’re diagnosed with a serious illness. This guide helps you understand the benefits, types of coverage, and why securing the right policy is crucial for protecting your financial future and supporting your loved ones.
A Complete Guide to Buildings and Contents Insurance in the UK: Protect Your Home and Possessions
Ensure your home and possessions are fully protected with our comprehensive guide to buildings and contents insurance. Understand the difference between the two, find out how to choose the right coverage, and explore the best options available for UK homeowners. Learn how to safeguard your property against unexpected events and gain peace of mind today.
Life Insurance for Contractors in the UK: A Complete Guide to Protecting Your Income and Family
As a contractor, securing the right life insurance policy is crucial to protecting your income and providing financial security for your family. Unlike employees, contractors don’t have employer-provided benefits, making it essential to have the right cover in place. This guide explains the different types of life insurance available, how insurers assess contractor applications, and the best ways to secure affordable cover. Stay protected with expert insights from Mortgage-Tek.
Limited Company Mortgages: A Complete Guide for UK Business Owners
Thinking about buying a property through your limited company? A limited company mortgage can offer tax advantages and flexible lending options, but the process differs from a standard mortgage. In this guide, we break down how limited company mortgages work, the benefits, eligibility criteria, and what lenders look for. Whether you’re a contractor, freelancer, or small business owner, learn how to navigate the mortgage market and secure the best deal for your company.