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We work with more than 120 mortgage lenders, including

WHAT WE OFFER

Services we
can help you.

From first-time buying to remortgaging we serve for all. Whatever type of mortgage needs you have, we know how to make it work for you. Our access to comprehensive lenders ensures that we will provide you with the most adequate mortgage solutions

FIRST TIME
BUYERS

SELF EMPLOYED
MORTGAGES

DAY RATE
CONTRACTOR MORTGAGES

BUY TO LET
MORTGAGES

COMMERCIAL
FINANCE

VIEW OUR
ALL SERVICES

How Much Can I Borrow Calculator

Use our free calculator to quickly estimate how much you could borrow based on your income. On this page, you’ll also find helpful information about mortgage eligibility and what lenders are looking for. Whether you’re employed, self-employed, a company director, a locum, or retired, At MortgageTek, we’re here to help you understand your borrowing potential and move forward with confidence.

First Applicant

Income Type

Annual Salary

Bonus

Your Estimated Borrowing Amount

£0

Based on your income details, this is an estimate of how much you might be able to borrow.

ABOUT US

Tailored Mortgage Solutions For Everyone

Whether you are looking to review an existing mortgage or buying a house for the first time, the whole process can be extremely daunting. At Mortgage-Tek, we streamline the home-buying experience with our expert guidance, ensuring your journey is in professional hands.

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Free Initial Consultation

We’ll sit down and discuss your current situation and property aspirations, and assess your borrowing potential to guide you towards the best mortgage lender for you.

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Agreement In Principle

Your AIP is created, giving an estimate of your borrowing capacity. With an AIP, you can go ahead with property viewings within your budget and make offers!

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Expert Guidance

Benefit from professional advice and expert guidance at every stage of your mortgage journey, ensuring you make the right decisions along the way.

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Tailored Mortgage Advice

Once an offer is accepted, we’ll provide lender and mortgage recommendations. We handle all aspects of your mortgage application, ensuring a smooth process.

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CALCULATOR

Get Access To Our Free Mortgage Tools & Calculators

Our handy mortgage calculator and mortgage tools are designed for first-time buyers and those looking to buy a new house as well as those looking to remortgage in the UK. Our calculators let you work out how much you can borrow, what your monthly repayments will be, how much you can save by remortgaging and what the best mortgage is for you. Along with calculators we are also providing assistance in insurances and protection.

How Much Can I Borrow Calculator

We at Mortgage-Want to get an estimate before speaking with a mortgage adviser? Use our free online affordability calculator to see how much you could borrow for your mortgage.

Get Your Estimation Now

Stamp Duty Calculator

Planning to buy a property and wondering about stamp duty costs? Use our free online stamp duty calculator to get a quick and accurate estimate of how much you may need to pay based on your property price and circumstances in the UK.

Get Your Estimation Now

Get in Touch For Our Expert Mortgage Advice

Looking for the right mortgage solution? Whether you’re securing a better rate, switching deals, or exploring let-to-buy options, our experts are here to help. Get in touch today for tailored mortgage advice and find the best deal for your needs—hassle-free and straightforward!

Why Choose Mortgage-Tek Mortgage Services

Get your right and on-point advice by our OMA-approved brokers. Working with Mortgage-Tek is simple and straightforward, here are the benefits we offer to our worthy clients.

FCA-Authorised & CeMap Qualified

Fully certified to deliver expert advice tailored to your needs.

Experienced in Niche Situations

Whether you’re self-employed, dealing with credit challenges, or buying a unique property, our brokers have the expertise to guide you.

Dedicated to Fairness

We enforce a fair fee policy, ensuring that our brokers adhere to a strict pricing structure and cannot charge clients more than a predetermined capped amount.

Expert advice

At Mortgage-Tek we are trained professionals with in-depth knowledge of the financial landscape. We can offer expert advice on various financial matters, helping individuals make informed decisions.

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Time saving

Managing finances can be time-consuming and complex. Our financial advisers handle the research, paperwork, and ongoing management of financial portfolios, saving clients time

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Customised solutions

Our Advisers evaluate your financial circumstances, long-term goals, and specific requirements to provide personalized mortgage solutions tailored to your needs.

25 Years of
Business Experience

ABOUT US

Tailored Mortgage Solutions for Everyone

Expert mortgage advisors providing seamless, stress-free financing solutions designed for contractors.

Our strategy revolves
around your contract,
finances, and future goals.

Specialist Contractor Mortgages

Hassle-Free Application Process

Expert Guidance

Unmatched Customer Service

Moving towards your goal empowers us

What people say

Mo is extremely professional and has helped me on multiple occasions with new mortgage and remortgage transactions for the past 3 years. I found MortgageTek and the team to be efficient, have constant communication with me every step of the way, and be outstanding plus helpful in resolving any issues that may arise along the way. I highly recommend MortgageTek for any future transaction as Mo always gets good rates

GORETTY DIAS

Customer

Would thoroughly recommend using Mortgagetek if you are a contractor. Mortgage applications are confusing enough as it is, so it’s great you can depend on the application being made smoothly by the team at Mortgagetek. Kate was excellent in keeping me updated and dealing with any questions I had. Will use them again.

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JAMES MORTON

Customer

Mo has helped me with multiple mortgage brokering both for new, remortgage and BTL transactions for about 4 years. I’ve found Mo and his team to be efficient, have clear and constant communication with me every step of the way, and very helpful to resolve any issues that may arise along the way. I unreservedly recommend MortgageTek.