Landbay Launches New Buy-to-Let (BTL) Products

Landbay has unveiled four new limited-edition Buy-to-Let (BTL) mortgage products, designed to support landlords investing in small Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBs).

These products are five-year fixed-rate deals at up to 75% loan-to-value (LTV), catering to both purchases and remortgages, with loan sizes ranging from £150,000 to £500,000.

What’s on Offer?

📌 Limited Edition HMO/MUFB – 5-Year Fixed at 75% LTV

• 5.49% interest rate with a 3% fee

• Available for purchase and remortgage

📌 Limited Edition HMO/MUFB – 5-Year Fixed at 75% LTV

• 5.09% interest rate with a 5% fee

• Available for purchase and remortgage

📌 Product Transfer HMO/MUFB – 5-Year Fixed at 75% LTV

• 5.49% interest rate with a 3% fee

📌 Product Transfer HMO/MUFB – 5-Year Fixed at 75% LTV

• 5.09% interest rate with a 5% fee

What This Means for Homebuyers & Landlords

For homebuyers, Halifax’s rate cuts could mean more affordable mortgage repayments, making it a great time to review existing deals or consider refinancing.

For landlords, Landbay’s new BTL offerings provide greater flexibility, especially for those investing in HMOs and MUFBs, which typically generate higher rental yields than standard buy-to-let properties.

Need Help Finding the Right Mortgage?

At Mortgage-Tek, we specialise in helping self-employed professionals and contractors secure the best mortgage deals tailored to their unique income structure. Whether you’re looking to buy your first home, remortgage, or expand your property portfolio, we’re here to help.

📞 Get in touch today to explore your options and make the most of these market changes!