Mortgage Guides & Resources
Explore our expert mortgage guides covering everything from securing a mortgage as a day-rate contractor to understanding remortgaging, buy-to-let options, and stamp duty. Get step-by-step insights, tips, and tools to simplify your mortgage journey.
Do I Need a Contractor Accountant? A Complete Guide
Managing your finances as a contractor can be complex, from handling tax returns to ensuring compliance with HMRC regulations. A contractor accountant can help you optimise tax efficiency, manage expenses, and stay on top of financial obligations. This guide explores the benefits of hiring a specialist accountant, key considerations when choosing one, and how professional advice can save you time and money.
Contractor Expenses Claim: What You Can and Can’t Claim
Maximising your take-home pay as a contractor means knowing which expenses you can legally claim. This guide outlines allowable expenses, tax implications, and common pitfalls to help you stay compliant while reducing your tax bill.
Moving Home Mortgage Options: Key Considerations for Keeping or Selling Your Property
Moving to a new home? Understand your mortgage options, whether you plan to keep or sell your current property. This guide covers key financial factors, lender requirements, and strategic considerations to help you make an informed decision.
Remortgaging Your Property: A Complete Guide on How It Works and When to Consider It
Discover how remortgaging works, when it’s the right time to consider it, and how to make the most of your property’s value with expert insights and practical tips
Expert Guide to Contractor Mortgages: How Self-Employed Professionals Can Secure a Mortgage
A comprehensive guide to securing a contractor mortgage for self-employed professionals. Learn eligibility, tips, and strategies to find the best mortgage deals.
The Complete Guide to IR35 Contractor Mortgages: Everything You Need to Know
Learn everything you need to know about IR35 contractor mortgages, from eligibility and income calculations to application processes. Secure your home loan with confidence
Halifax Contractor Mortgage Guide: Key Lending Criteria and What You Need to Know
Discover how contractors can secure a Halifax mortgage with just one year of self-employment. Learn eligibility criteria, required documents, and tips for approval.
Halifax 1-Year Self-Employed Mortgage: A Contractor’s Guide to Getting Approved with Limited Accounts
Secure a Halifax 1-year self-employed mortgage with our guide. Learn eligibility, required documents, and tips to boost your approval chances. Contact Mortgage-Tek today!
Self-Employed Mortgages: How Long You Need to Prove Your Income
Understanding Self-Employed Mortgages in the UK Securing a mortgage as a self-employed individual in the UK can be more challenging than for salaried...