Buy a Home
First-time buyers, home movers and buy-to-let landlords. Get help finding a mortgage that fits your plans.
Get personalised mortgage guidance in minutes. Our AI helps you discover your options before speaking to a mortgage expert.
Elena
Online — instant responses
Hi! I'm MortgageTek AI. I can help you find the best mortgage options for your situation. What are you looking for?
From first question to completion — our AI guides every step.
Tell our AI about your situation in minutes — no forms, just a conversation.
Our AI analyses 120+ lenders to find your best options instantly.
Get matched with the right lender based on your unique profile.
Your dedicated adviser manages the full application for you.
Completion day — you get the keys, we handle the paperwork.
Whether you're buying your first home or expanding a portfolio, our specialists cover every scenario.
First-time buyers, home movers and buy-to-let landlords. Get help finding a mortgage that fits your plans.
Coming to the end of your deal? Compare your options and see whether switching could save you money.
Mortgages for contractors, the self-employed, company directors and professionals with complex income.
Life insurance, critical illness and income protection, plus home, landlord and business cover.
Mortgage calculators, guides, news and our lender directory to help you understand your options.
Mortgages for doctors, nurses and other NHS staff, with lenders who understand bank shifts and additional pay.
Our values aren't a list of words — they're the principles behind every decision we make.
We built AI into every step of the mortgage journey — not as a gimmick, but because it genuinely finds better deals for clients faster.
Fully FCA regulated with qualified, experienced advisers. Your interests always come first.
We measure our success by our clients' success. 4.9-star Trustpilot rating from 2,400+ genuine reviews.
From contractors and self-employed to commercial finance — we handle complex cases that high street banks turn away.
Our calculators give you instant, accurate figures so you walk into every mortgage conversation fully prepared.
Full CalculatorEstimated monthly repayment
£1,390
Representative example — actual rates may vary
News Economists widely anticipate a 0.25% interest rate hike by the Bank of England, pushing the base rate to 5.5%. This shift will significantly impact UK mortgage costs for contractors and self-employed professionals, requiring a review of financial strategies.
News London buyer enquiries have surged to a 10-month high, with 31% of agents reporting increased activity and a rise in agreed sales, signaling renewed market optimism.
News Buy-to-let lenders are reducing mortgage rates and expanding finance options, offering better deals for landlords. Accord Mortgages, Rely, and Coventry for intermediaries have all announced rate cuts, alongside increased LTVs for bridging finance from Recognise Bank.
Our AI analyses your personal profile against 120+ lenders for a precise affordability assessment.
Ask MortgageTek AI