Don't risk your Mortgage application

Contractor Mortgage Broker MortgageTek

Find out how much you can borrow


2 + 13 =

Making Home Ownership Dreams Come True! 

MortgageTek is a well-established contractor mortgage brokerage based in Watford with a proud history of helping families achieve their dream of owning a home since 2018. MortgageTek has been dedicated to providing specialised mortgage solutions tailored to your unique needs and circumstances. Our team is committed to making your dream home a reality, offering expertise, guidance, and support every step of the way. Let us unlock the door to your future home.

First Time Buyers

MortgageTek caters to first-time buyer contractor mortgages, facilitating home ownership for freelancers. Our tailored solutions and expert advice empower clients to navigate the property market seamlessly. Trust MortgageTek for a hassle-free journey into your dream home


Self Employed Mortgages

MortgageTek caters to self-employed individuals with tailored mortgages. Our expert guidance ensures flexible financing options, empowering clients to achieve homeownership seamlessly. Trust MortgageTek for personalised mortgage solutions that suit the unique needs of the self-employed 


Day Rate Contractor Mortgages

Unlock the door to home ownership with MortgageTek’s Day Rate Contractor Mortgages. Tailored for you, enjoy competitive rates and flexible terms. Navigate the property market confidently with our expert guidance. Your dream home awaits – start your journey today.


Buy to Let Mortgages

Explore Buy-to-Let mortgages for lucrative property investments. Tailored solutions for landlords, providing financial flexibility and maximising returns in the thriving UK real estate market. Secure your investment today


Commercial Finance

Mortgagetek, a leading commercial finance provider in Watford, offers a comprehensive suite of solutions for businesses. Services include Commercial Mortgages for property ventures, Bridging Finance for short-term gaps, and Development Finance for construction projects.

Unlock Your Dream Home!

Get Expert Mortgage Advice

Why choose us ?

Contractor Mortgage Broker

Our experienced mortgage advisors provide customised mortgage solutions tailored to the unique financial circumstances of contractors. 

Mortgage Process MortgageTek

Commitment to Exceptional Customer Service

At MortgageTek, we firmly believe that exceptional customer service is the cornerstone of our success. We are dedicated to going above and beyond to ensure that each client’s mortgage journey is smooth, stress-free. Our commitment to exceptional customer service is unwavering, and we pride ourselves on securing mortgage offers swiftly. 

Streamlined Application Process

Our aim is to take you from the initial enquiry to the offer stage of your mortgage application with minimum effort on your part. We know through experience and expertise what documentation and information lenders require, and based on our initial conversation, the information and documentation we request from you are unique to your circumstances. There is no one-size-fits-all policy at MortgageTek.


Mortgage Free home for contractors from MortgageTek

Clear Communication

Effective communication is essential during the mortgage application process. We will update you at each stage of the process with email updates every 48 hours, and if the adviser cannot take your call, you will receive a call back the same day.


What our valuable clients say for us


James Morton: 

Would thoroughly recommend using Mortgagetek if you are a contractor. Mortgage applications are confusing enough as it is, so it’s great you can depend on the application being made smoothly by the team at Mortgagetek. Kate was excellent in keeping me updated and dealing with any questions I had. Will use them again.


Seun Olowojebutu

Mo has helped me with multiple mortgage brokering both for new, remortgage and BTL transactions for about 4 years. I’ve found Mo and his team to be efficient, have clear and constant communication with me every step of the way, and very helpful to resolve any issues that may arise along the way. I unreservedly recommend MortgageTek.


Goretty Dias

Mo is extremely professional and has helped me on multiple occasions with new mortgage and remortgage transactions for the past 3 years. I found MortgageTek and the team to be efficient, have constant communication with me every step of the way, and be outstanding plus helpful in resolving any issues that may arise along the way. I highly recommend MortgageTek for any future transaction as Mo always gets good rates


Mortgage Lenders

Mortgage News

Moneyfacts Report Rate Hikes Outpace Cuts Among Lenders

Moneyfacts Report: Rate Hikes Outpace Cuts Among Lenders

Lenders are increasingly raising rates, with some reducing them and others withdrawing products. New and attractive mortgage deals are also entering the market.This week, the number of lenders raising rates on selected fixed mortgages significantly outpaced those...

Labour Proposes Mortgage Guarantee for First-Time Buyers

Labour pledges to make permanent a scheme for low-deposit mortgages, aiming to fulfill the dream of home ownership for first-time buyers.Labour has announced it will make permanent a scheme designed to ensure low-deposit mortgages are available for first-time...

How do interest rates affect me, and when will they drop?

In May, the Bank of England maintained interest rates at 5.25%, but cuts are anticipated later this year. These rates influence mortgage, credit card, and savings rates for millions across the UK.An interest rate indicates the expense of borrowing money or the...

How Will Mortgage Rate Hikes Affect the UK Housing Market?

How Will Mortgage Rate Hikes Affect the UK Housing Market?

Borrowers are transitioning from favorable two-year fixed-rate deals from early 2022, with the impact of higher rates diminishing throughout the year.Last week's economic data unfolded predictably. Core inflation dipped slightly more than forecast, while services...

Three Major Lenders Set to Increase Mortgage Rates

Three Major Lenders Set to Increase Mortgage Rates

Learn about the latest developments as three major lenders, Nationwide, Santander, and NatWest, increase fixed mortgage rates. Gain insights from experts on navigating this evolving market.Three prominent lenders, including Nationwide, Santander, and NatWest, have...



Become an Introducer

Learn more

Refer a Friend

and be Awarded with £100 cash