Affordable Housing Crisis Deepens as 700 Developments Stall
Up to 8,500 Affordable Homes across England could remain unoccupied, as more than 700 developments face delays due to reduced funding from housing associations. The Home Builders Federation warns that the slowdown threatens small builders and could worsen the housing shortage.
HMO Numbers Up 2% Nationwide — But Sharp Regional Contrasts Emerge
The number of houses in multiple occupation (HMOs) across England has risen by 2.3% over the past year, reaching nearly 473,000. But while some regions and local authorities have seen huge increases, others recorded steep falls, reflecting stark regional disparities in the sector.
Southern England Emerges as Main Winner of Static House Prices and Lower Rates
London and southern England buyers are enjoying the largest boost in affordability, with monthly mortgage savings of up to £181 compared to last year, as asking prices soften and mortgage rates fall.
Report Reveals: Tax Hikes Reshape Housing Market in Favour of First-Time Buyers
UK construction activity fell again in August, marking eight straight months of contraction, as housing and civil engineering continued to struggle, according to S&P Global’s Construction PMI.
PMI Signals Weakest Business Confidence in Over Two Years as Construction Output Falls Again
UK construction activity fell again in August, marking eight straight months of contraction, as housing and civil engineering continued to struggle, according to S&P Global’s Construction PMI.
One in Five Landlords Now Own Through Limited Companies, Pegasus Reveals
Limited company ownership is increasingly shaping the buy-to-let market, with one in five landlords now incorporating, according to Pegasus Insight.
Borrowers Face £329 Higher Repayments as Short-Term Deals Dominate
UK remortgage completions surged by 71% in July 2025, with two-year fixed-rate deals becoming the most popular choice among borrowers. While many faced higher repayments, short-term certainty and equity release opportunities drove activity — highlighting shifting homeowner strategies across regions.
Bank of England Cuts Rates: Sub-4% Mortgages Now Within Reach
Two leading UK lenders have cut rates below 4% following the Bank of England’s decision to lower its base rate to 4% in August 2025. First-time buyers could now secure deals from as low as 3.73%, while easing affordability rules and increased housing supply are fuelling competition across the mortgage market.
BoE Lowers Base Rate to 4% in Split Vote, Flags Risks from Rising Food Inflation
The Bank of England has reduced its base interest rate to 4% in August 2025 — its fifth cut in a year. While the move brings potential relief for borrowers, policymakers have warned that rising food prices could drive inflation back up, creating a challenging environment for future rate decisions.