Mortgage News & Updates

The UK housing market is seeing a strong rebound with increased listings and stable prices, driven by falling mortgage rates. This offers new opportunities for diverse buyers, including contractors and first-timers.

The Bank of England held interest rates at 3.75% in a knife-edge vote. This decision, amid shifting inflation and growth forecasts, has significant implications for UK borrowers and businesses, including contractors and first-time buyers.

UK banks are easing lending criteria, offering higher mortgage multiples, up to 6.5 times salary, for high earners. This creates significant new opportunities for contractors, self-employed, and first-time buyers with complex financial situations.

Major UK lenders have cut fixed mortgage rates to 3.5%. We gather expert broker opinions for Day-Rate Contractors, Self-Employed, First-Time Buyers, and complex financial situations on whether to lock in or wait.

Major UK lenders have cut mortgage rates, fueling a booming market outlook for 2026. A new ‘Rent to Own’ scheme also launched, offering a path to homeownership without a deposit for eligible buyers

HSBC has initiated 2026 with significant mortgage rate reductions, following a December Bank Rate cut. Markets anticipate further rate drops to as low as 3%, improving affordability for UK buyers including first-timers and self-employed.

Stamp Duty receipts hit £13.7 billion by November 2025, a 19% increase from 2024. Despite speculation, the Autumn Budget left the ‘outdated’ system unchanged, impacting various UK homebuyers.

The Bank of England has cut interest rates to 3.75%, the lowest since early 2023. This move offers potential relief for UK borrowers, including contractors, self-employed, and first-time buyers, though future cuts may be slower.