Bank of England Cuts Rates: Sub-4% Mortgages Now Within Reach
Two leading UK lenders have cut rates below 4% following the Bank of England’s decision to lower its base rate to 4% in August 2025. First-time buyers could now secure deals from as low as 3.73%, while easing affordability rules and increased housing supply are fuelling competition across the mortgage market.
BoE Lowers Base Rate to 4% in Split Vote, Flags Risks from Rising Food Inflation
The Bank of England has reduced its base interest rate to 4% in August 2025 — its fifth cut in a year. While the move brings potential relief for borrowers, policymakers have warned that rising food prices could drive inflation back up, creating a challenging environment for future rate decisions.
June Sees 13% Spike in Property Transactions – Here’s What It Means for Buyers
Residential property transactions rose by 13% in June 2025, marking a possible shift in buyer confidence. As affordability improves and the effects of stamp duty reform settle, experts say a more stable property market may be emerging.
Savills: UK House Prices to Rise 24.5% by 2029 as Market Outlook Improves
Targeted stamp duty relief for older movers could free up over 500,000 homes in just 12 months, new research suggests — easing pressure on the UK housing market and increasing availability for first-time buyers and growing families.
UK Interest Rates Set to Drop Again – Is Now the Time to Lock In a Deal?
The Bank of England may cut rates again on 7 August, offering a potential reprieve for borrowers and homebuyers. With inflation easing and market uncertainty growing, economists expect lower borrowing costs in the months ahead.
Stamp Duty Relief for Downsizers Could Unlock 500,000 Homes in a Year, Says New Study
Targeted stamp duty relief for downsizers could unlock more than 500,000 homes in just 12 months, new research shows. As older homeowners hesitate to move due to tax costs, calls grow for reform to ease the housing shortage
Prime London Prices Fall as 16,500 Millionaires Leave UK
A record outflow of millionaires and tax changes have triggered the deepest buyer anxiety in Prime Central London for over a decade. Prices are slipping, transactions are down — yet some investors see fresh opportunities.
Affordable Home Completions Jump 15% – Are You Ready to Buy?
Homes England delivered 36,872 new homes in the 12 months to March 2025 — a 12% year-on-year increase. Most completions were affordable homes, as a maturing Affordable Homes Programme begins to pay off.
BoE Maintains 4.25% – Time to Lock in a Competitive Mortgage Deal
The Bank of England has voted to hold interest rates at 4.25% following a 6–3 split. With wage growth slowing and inflation easing, markets are now preparing for a possible rate cut as soon as August.