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Remortgage Calculator
Looking to remortgage your property?
Use our remortgage calculator to estimate your potential new monthly payments, compare mortgage deals, and find out if switching could save you money. Perfect for homeowners looking to reduce costs or release equity.
We work with more than 120 mortgage lenders, including
CALCULATOR
Find Out How Much You Could Borrow
Our remortgage calculator gives you a quick estimate of how much you could borrow based on your current mortgage, income, and property value.
Whether you’re looking to switch to a better rate or release equity, this tool helps you understand your borrowing potential and available remortgage options.
How Much Can I Borrow Calculator
Use our calculator to get an estimate of how much you could borrow based on your income.
- If you’ve already found a property, enter its value to see your Loan to Value (LTV) ratio, helping you check the mortgage rates available to you.
- If you’re still searching, simply enter your gross annual income (before tax), and we’ll show you the maximum amount you may be able to borrow.
Keep in mind that this is an estimate and does not consider factors like your household expenses, credit history, or the property’s condition.
By submitting this form, you agree that we may store and process your information in accordance with our Privacy Policy.
Disclaimer: Please note that the results generated by this calculator are estimates. For precise information tailored to your circumstances, please call us at 020 3827 8588.
Why Choose Mortgage-Tek Mortgage Services
Get your right and on-point advice by our OMA-approved brokers. Working with Mortgage-Tek is simple and straightforward, here are the benefits we offer to our worthy clients.Â
FCA & CeMAP Certified
FCA-authorised and CeMAP-qualified, we deliver expert, transparent mortgage advice designed to give you confidence at every step.
Niche Market Experts
Whether you’re self-employed, dealing with credit challenges, or buying a unique property, our brokers have the expertise to guide you.
Dedicated to Fairness
We enforce a fair fee policy, ensuring brokers follow clear pricing and never charge clients more than the agreed capped amount.
Guided by Expertise
At Mortgage-Tek, we’re trained professionals with extensive financial expertise, helping clients make informed decisions.
Save Valuable Time
Managing finances can be complex. Our expert advisers handle the research and paperwork, helping clients save time and effort.
Custom Mortgage Plans
Our advisers carefully evaluate your finances and goals to provide personalised mortgage solutions at their best.
Contact Us
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Get in Touch For Our Expert Mortgage Advice
Looking for the right mortgage solution? Whether you’re securing a better rate, switching deals, or exploring let-to-buy options, our experts are here to help. Get in touch today for tailored mortgage advice and find the best deal for your needs—hassle-free and straightforward!
| Call Us | 020 3827 8558 |
| Email Us | info@mortgage-tek.co.uk |
| Address | 31, Metro Centre, Dwight Rd, Northwood, Watford WD18 9SB |
| Opening Hours | Mon–Fri (8:30am–7pm) Sat (9am–5pm) |
Frequently Asked Questions
What does the remortgage calculator show?
It estimates your new monthly payments, interest costs, and potential savings when switching deals. Results are indicative, not guaranteed.
Our Partner: https://contractormortgagesolutions.co.uk/
How accurate is the remortgage calculator?
The calculator gives a reliable estimate based on your inputs and typical rates. Your actual offer depends on lender checks and affordability.
When is the best time to remortgage?
Usually three to six months before your current deal ends to avoid higher standard variable rates. Always check for early repayment charges first.
Can I release equity when remortgaging?
Yes, if your property has gained value and you meet lender criteria. The amount depends on your loan-to-value and affordability.
Will remortgaging affect my credit score?
A lender credit check may cause a small temporary dip. Good payment history usually keeps your score healthy.
What fees apply when remortgaging?
You may pay arrangement, legal, valuation, or early repayment fees. Some deals include incentives that reduce upfront costs.
Can contractors or self-employed applicants use the calculator?
Yes, it works for all income types based on the figures entered. Final borrowing depends on how lenders assess your income.
Do I need an adviser after using the calculator?
The calculator is a starting point for estimates. An adviser helps secure the most suitable deal for your situation.