Get Expert Support for LendInvest Mortgages
Specialist Support for LendInvest Mortgages
LendInvest is a specialist property finance lender offering residential and buy-to-let mortgages with flexible criteria for complex income and investor borrowers. They are known for innovative lending solutions, quick decisions, and tailored deals for individuals and limited companies. At Mortgage-Tek, we provide access to LendInvest’s mortgage range, guiding you through every step, from choosing the right product to securing approval efficiently.
We work with more than 120 mortgage lenders, including
Why
Why LendInvest Mortgage Is a Great Option
Why LendInvest Mortgage Could Be the Right Fit for You
LendInvest is designed for borrowers who may not meet traditional lending criteria or who require flexible, investment-focused mortgage solutions. Self-employed individuals, contractors, landlords, and property investors can benefit from LendInvest’s manual underwriting and bespoke approach. Their range includes residential, buy-to-let, and bridging mortgages, with competitive rates and broker-only deals. By working with Mortgage-Tek, you gain expert guidance and support, ensuring a smoother application process and a higher likelihood of approval for your ideal mortgage product.
Criteria of LendInvest Mortgage
Who Can Apply for a LendInvest Mortgage?
Broker Requirement
Applications must be submitted via a registered mortgage broker; LendInvest does not accept direct applications.
Age Criteria
Applicants must be at least 18 years old. Maximum ages depend on the product and mortgage term.
Residency Status
Applicants must be UK residents with verifiable UK address history.
Minimum Income
For buy-to-let mortgages, a minimum income of £25,000 is typically required. Residential and bridging products are assessed on affordability and rental or investment projections.
Self-Employment History
Self-employed applicants need at least 12 months of trading history and supporting financial documentation, such as SA302s and tax returns.
Contractor Criteria
Contractors should provide current contracts or evidence of day-rate income. Zero-hour or flexible contracts may be considered.
Credit Profile
A strong credit history is preferred. Minor credit issues are reviewed on a case-by-case basis.
Property Standards
Properties must meet LendInvest’s valuation requirements, and construction must meet acceptable standards.
Affordability Checks
Applicants must pass affordability and stress tests, including repayment capacity if interest rates rise.
Buy-to-Let Requirements
Rental income must satisfy LendInvest’s Interest Coverage Ratio (ICR), typically 125%–145% of mortgage interest, depending on the product.
Benefits of Securing LendInvest Mortgage
Why Choose a Mortgage from LendInvest?
LendInvest provides flexibility, speed, and tailored mortgage solutions for property investors, landlords, and self-employed borrowers.
Flexible Lending Criteria
Designed for individuals, contractors, self-employed, and investors with complex income structures.
Manual Underwriting
Experienced underwriters review applications personally, increasing the likelihood of approval for non-standard cases.
Competitive Interest Rates
Access a wide range of fixed, tracker, and bespoke deals, including broker-exclusive products.
Buy-to-Let and Investment Friendly
Suitable for individual landlords, portfolio investors, and limited companies.
Product Transfer Support
Existing LendInvest customers can benefit from product switch options without a full remortgage.
Secure and Innovative
LendInvest combines property market expertise with innovative lending solutions, providing confidence and security for investors.
Partnering with LendInvest Mortgage
Our Role in Securing Your LendInvest Mortgage
At Mortgage-Tek, we work closely with LendInvest to simplify the mortgage application process. As an authorised broker, we know LendInvest’s lending criteria, product range, and underwriting approach. From your first conversation to final approval, we manage the application, compare options, and liaise directly with LendInvest on your behalf. This ensures a smoother process, fewer mistakes, and the best chance of securing a mortgage that meets your requirements.
Compare & Find the Right Mortgage For You
Compare LendInvest Mortgage with Other UK Mortgage Options
Mortgage Comparison
See how LendInvest compares with other UK lenders in terms of flexible lending criteria, competitive rates, and suitability for investors or non-standard income borrowers.
Mortgage Quote
Get a personalised mortgage quote from LendInvest via Mortgage-Tek. We assess your situation and show clear options quickly and without pressure.
BORROW
Curious About How Much You Can Borrow?
Use our calculator to estimate your borrowing potential with LendInvest based on your income, expenses, and property type. Whether buying, remortgaging, or investing, it’s an essential first step. No credit checks, just instant insights.
Your Estimated Borrowing Amount
Let’s Connect
Looking to speak with an expert about LendInvest Mortgages?
Don’t let complex lending rules hold you back. We’ll help you secure a mortgage through LendInvest that fits your unique circumstances, with advice that is fast, clear, and personalised.
Take the next step toward your property goals today.
FAQ’s
Can I apply directly with LendInvest?
No. LendInvest is an intermediary-only lender. Applications must go through authorised mortgage brokers such as Mortgage-Tek.
Does LendInvest accept self-employed or contractor applicants?
Yes. They manually assess applications from self-employed individuals, contractors, and freelancers with at least 12 months of trading history.
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What deposit is required for a LendInvest mortgage?
Residential mortgages typically require 5% (95% LTV). Buy-to-let and investment properties generally require 20–25%, depending on circumstances.
Can limited company landlords apply for buy-to-let mortgages?
Yes. LendInvest supports buy-to-let mortgages for individual and limited company landlords, with additional documentation such as company accounts and director details.
How long does it take to receive a mortgage offer from LendInvest?
Once a complete application is submitted, LendInvest typically issues a mortgage offer within 10–15 working days, subject to valuation and case complexity.
What credit history is needed to qualify with LendInvest?
A clean credit record is preferred, but minor credit issues may be considered. Serious adverse credit, such as recent defaults or CCJs, may affect eligibility.
Can I switch products without a full remortgage?
Yes, existing customers can switch to new LendInvest products via product transfer options, avoiding a full remortgage.
Are LendInvest mortgages suitable for property investors?
Absolutely. LendInvest provides flexible lending solutions for first-time landlords, portfolio investors, and limited company landlords, making it ideal for property investment.