Logo MortgageTek contractor mortgage Broker

Phone

020 3827 8558

Email

info@mortgage-tek.co.uk

Address

Watford WD18 9SB

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Mortgage Advisor Luton

Mortgage Broker Watford

Mortgage Broker Luton

Finding the right mortgage in Luton doesn’t have to be stressful. We simplify the process with expert guidance and access to a wide range of lenders. Whether you’re a first-time buyer, remortgaging, or investing in buy-to-let, our team is here to support you every step of the way.

• Visit us in person at Dennels Estate Agents, Bury Park
• Walk-in appointments available – no booking needed
• Multilingual brokers – Urdu and Punjabi speakers available
• Specialists in self-employed, first-time buyer, and buy-to-let mortgages
• Access to an extensive panel of trusted lenders
• Personalised mortgage advice tailored to your needs

No Obligation, Just Free Advice – Reach Out Today!
How Much Can I Borrow Calculator
Use our free calculator to quickly estimate how much you could borrow based on your income. On this page, you’ll also find helpful information about mortgage eligibility and what lenders are looking for. Whether you’re employed, self-employed, a company director, a locum, or retired, At MortgageTek, we’re here to help you understand your borrowing potential and move forward with confidence.

First Applicant

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Your Estimated Borrowing Amount

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Based on your income details, this is an estimate of how much you might be able to borrow.

Lenders We Partnered With

Tailored Mortgage Solutions in Luton

We understand that every borrower’s situation is unique. That’s why we offer a full range of mortgage services designed to meet your individual needs. From first-time buyers to seasoned investors, our expert team in Luton is here to find the best solution for you.

First-Time Buyer Mortgages in Luton

Navigating your first mortgage can be challenging, but we’re here to make it simple. Our first-time buyer mortgages offer competitive rates and flexible terms tailored to help you step onto the property ladder with confidence

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Remortgage in Luton

Looking to reduce your monthly payments or release equity? Our remortgage services in Luton help you find better deals and flexible terms, whether you want to switch lenders or raise funds.

Buy to Let Mortgage Broker Luton

Investing in rental properties? We provide expert buy to let mortgage advice in Luton, offering competitive rates and tailored solutions that fit your investment goals and portfolio.

Home Mover Mortgages in Luton

If you’re moving home in Luton, we provide expert guidance on mortgages to make the transition seamless. From valuing your current property to securing your new home, we support you throughout.

Self-Employed Mortgages in Luton

Being self-employed doesn’t have to complicate your mortgage application. We specialise in helping self-employed clients in Luton access mortgages with flexible documentation and lender options.

Professional Mortgages for Contractors in Luton

Contractors and professionals have unique income structures. We understand these needs and offer bespoke mortgage solutions in Luton to secure your home or investment property smoothly.

Life insurance broker in Luton

Life insurance offers a vital financial safety net for your loved ones, ensuring they’re protected should the unexpected happen. In the UK, it provides a lump sum or regular payments to your beneficiaries if you pass away during the policy term, offering peace of mind to families across Watford and beyond. This protection is especially crucial for contractors, including those with mortgages.

As an experienced mortgage broker in LUton contractors trust, we understand the importance of life insurance in securing your family’s future. With fluctuating incomes, contractors face unique challenges, but having a life insurance policy in place reassures lenders that your mortgage will be covered. Should you pass away during the mortgage term, the policy pays out a lump sum to cover the remaining mortgage, ensuring your loved ones can stay in their home without financial stress.

Our expert mortgage advisors in Luton can guide you in choosing the right life insurance policy tailored to your needs, whether you’re a contractor or self-employed. Protect your family’s future and gain peace of mind knowing their financial security is assured. Contact us today to learn more about life insurance options for contractors.

Critical Illness Cover in Luton

Critical illness cover provides a vital safety net if you face a serious health condition. Our plans ensure your mortgage and living expenses are covered during difficult times, protecting you and your family.

Income Protection service in Luton

If illness or injury prevents you from working, income protection ensures you continue to receive a portion of your earnings. Let us help you find the right policy to maintain your financial stability.

Private Medical Insurance in Luton

Access faster diagnosis and treatment with private medical insurance. Avoid long NHS waiting times and get the care you deserve, tailored to your health needs and budget.

Business Insurance for Contractors in Luton

Protect your livelihood with comprehensive business insurance designed specifically for contractors. Our policies help safeguard your income and business assets, giving you peace of mind while you focus on your work.

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Get in Touch For Our Expert Mortgage Advisor in Luton

At Mortgage-Tek Luton, we take a personalised approach that sets us apart. Rather than relying solely on traditional tax returns, we assess your mortgage eligibility based on your actual day rate or contract income. This modern method benefits contractors, freelancers, and self-employed borrowers who might otherwise face challenges securing a mortgage. We work closely with you to understand your unique financial situation, unlocking more lending options and better rates. Our flexible, transparent approach ensures your mortgage fits your lifestyle, not just your paperwork.
Call Us 020 3827 8558
Email Us
info@mortgage-tek.co.uk
Address 54 Leagrave Rd, Luton LU4 8HZ
Opening Hours Mon–Fri (9am–7pm)
Sat (9am–5pm)

TESTIMONIALS

What people say

Mo is extremely professional and has helped me on multiple occasions with new mortgage and remortgage transactions for the past 3 years. I found MortgageTek and the team to be efficient, have constant communication with me every step of the way, and be outstanding plus helpful in resolving any issues that may arise along the way. I highly recommend MortgageTek for any future transaction as Mo always gets good rates

GORETTY DIAS

Customer

Would thoroughly recommend using Mortgagetek if you are a contractor. Mortgage applications are confusing enough as it is, so it’s great you can depend on the application being made smoothly by the team at Mortgagetek. Kate was excellent in keeping me updated and dealing with any questions I had. Will use them again.

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JAMES MORTON

Customer

Mo has helped me with multiple mortgage brokering both for new, remortgage and BTL transactions for about 4 years. I’ve found Mo and his team to be efficient, have clear and constant communication with me every step of the way, and very helpful to resolve any issues that may arise along the way. I unreservedly recommend MortgageTek.

SEUN OLOWOJEBUTU

Customer